Mobile Home Inspections & HUD Foundation Certifications in Missouri Certified. Reliable. Fast Reports.

Mobile Home Inspections & HUD Foundation Certifications in Missouri Certified. Reliable. Fast Reports.

Need a Mobile Home Inspection or HUD Foundation Certification?

If you're buying, selling, or refinancing a manufactured home, getting a professional mobile home inspection is crucial. Many lenders and insurance companies require a HUD foundation inspection to approve FHA and VA loans.
At Sam's Home and Commercial Inspectors, we specialize in comprehensive mobile home inspections and HUD-compliant foundation certifications, ensuring your home meets all federal safety and structural standards.

Serving Vichy, MO, and surrounding areas
Same-Day & Next-Day Appointments Available
Call Now: 573-202-6062

What Is a Mobile Home Inspection?

A mobile home inspection evaluates the overall condition of a manufactured or modular home, focusing on:

  • Foundation & Structural Integrity - Checking for cracks, shifting, or improper tie-downs.
  • Roofing & Exterior Condition - Identifying leaks, damage, or improper installation.
  • Plumbing & Electrical Systems - Ensuring safe and functional systems.
  • Heating, Ventilation & Air Conditioning (HVAC) - Evaluating efficiency and safety.
  • Moisture & Mold Issues - Detecting hidden water damage.

A proper manufactured home inspection helps homebuyers, sellers, lenders, and insurance providers make informed decisions before purchasing or insuring the property.

HUD Foundation Inspection & Requirements

A HUD Foundation Inspection determines if a manufactured home's foundation meets HUD Permanent Foundation Guidelines (PFGMH) for FHA and VA loans.

What Are HUD Requirements for Manufactured Home Foundations?

The U.S. Department of Housing and Urban Development (HUD) has strict guidelines to ensure that manufactured homes are permanently affixed to their foundations and structurally sound. These requirements include:

  • Permanent Foundation - The home must be placed on a permanent, frost-protected foundation made of concrete, masonry, or treated wood that can withstand wind and seismic forces.
  • Anchoring & Tie-Downs - The home must be securely anchored to prevent movement from wind, flooding, or earthquakes. Proper tie-downs and piers are required.
  • Support & Load Distribution - The foundation must be designed to support all structural loads, including dead loads (weight of the home) and live loads (occupants, furniture, snow, etc.).
  • Perimeter Enclosures (Skirting) - If skirting is used, it must be permanently attached and properly ventilated to prevent moisture buildup.
  • Drainage & Moisture Protection - The site must have proper drainage to prevent water accumulation under the home, and vapor barriers may be required.
  • HUD Certification Label & Data Plate - The home must have an official HUD certification label (also known as a "HUD tag") and a data plate confirming compliance with HUD standards.

Why Is a HUD Foundation Inspection Required?

  • FHA & VA Loan Approval - Lenders require HUD compliance to fund manufactured home loans.
  • Permanent Installation Verification - Ensures the home is properly affixed to the foundation.
  • Insurance Compliance - Some insurers need proof of a HUD-compliant foundation.
  • Prevent Closing Delays - If your home does not meet HUD guidelines, your loan or sale could be delayed or denied.
  • Fast Turnaround on Reports - Avoid delays in closing your home loan.
  • Certified & Compliant - Reports are prepared in accordance with HUD, FHA, and VA loan requirements.

Why Choose Sam's Home and Commercial Inspectors?

  • Certified & Experienced - We are InterNACHI-certified inspectors in Missouri, specializing in mobile and manufactured homes.
  • Advanced Inspection Technology - We use thermal imaging, moisture detection, and drone inspections for comprehensive evaluations.
  • Fast, Reliable Reports - We provide clear, lender-approved reports to keep your loan or home sale on track.
  • Local Knowledge, Trusted Service - With years of experience in Missouri, we know the specific HUD and FHA requirements for manufactured homes.

How to Schedule Your Mobile Home Inspection

  • Step 1: Call us at [Your Phone Number] or book online.
  • Step 2: We perform a thorough inspection of your mobile home or foundation.
  • Step 3: Receive a detailed, HUD-compliant report for your lender or insurance company.

Call Now: 573-202-6062
Schedule Online: Schedule

Frequently Asked Questions (FAQ)

How much does a mobile home inspection cost?
Prices vary depending on location and inspection type. Contact us for a free quote.

How long does a HUD foundation inspection take?
Most inspections take 1-2 hours, with reports delivered within 24-48 hours.

Can I get a HUD certification after the home is built?
Yes! We inspect and provide reports to confirm HUD compliance for existing manufactured homes.

What if my mobile home doesn't pass the HUD foundation inspection?
If the foundation does not meet HUD guidelines, we will provide a detailed report outlining necessary repairs. You may need to hire a contractor or engineer to bring it into compliance.